Are You Anxious…On-Edge…and Just Plain Sick of Constant…Threatening Phone Calls From Debt Collectors?

You Can Stop Debt Collectors In Their Tracks – Easily, Instantly, And The Best Part Is – 100% LEGALLY.

Dear Recipient of Debt Collector Harassment,

What you are about to discover on this site can silence the ringing telephone, prevent lawsuits and judgments from garnishing your wages, and knock thousands upon thousands of dollars off of the balances you owe (or think you owe) to debt collection agencies.

On the other hand, choosing to ignore this information can cost you many more sleepless nights worrying about the debts you owe, and who the debt collectors will call next to track you down.

Add to that the thousands of dollars in legal judgments and fees, and the inevitable march closer and closer towards bankruptcy…

I suggest you take a few minutes of your time to pay attention to this opportunity for change. The difference in sheer dollars, let alone peace of mind, between the two scenarios I mentioned above, is way to great to just blow off. Not to mention…

My Program Will Change the Way You Think about Credit and Debt, FOREVER.

But first, I want to let you know that not too long ago, I was in a situation that I’m guessing is a lot like the one you’re in right now (or otherwise, you’d never have come to this site in the first place.)

I was within inches of the American Dream. I had a home near the beach in San Diego. I had a new business, and it was just starting to take off.

My wife and I thought the only thing left on our to-do list was having kids and living happily ever after…Boy were we wrong - Dead wrong.

What we did not see coming was the economic downturn that most of us are feeling right now, as I write this in July of 2009.

First, the real estate market bottomed out. Then unemployment started skyrocketing here in California. Everyone started tightening their belts.

With less people spending even less money, my new business just sputtered to a halt. Because of flat sales, I had to close the doors – and that was just the beginning.

The landlord of my business lease sued me for breach of contract. I was forced to write a huge check to settle out of court.

With our life savings completely obliterated, my wife and I scrambled to find jobs in a now highly competitive job market. We quickly found out that employers were paying a lot less and demanding a lot more, for the same jobs we once had.

One by one, those lines of credit that we once took for granted, became past due. We just couldn’t keep up with minimum payments that were getting larger and larger each month.

With me barely earning a living wage, and my wife still desperately looking for work, the debt was just too much for us. Every one of those credit accounts were sold off to

Collection Agencies…

This was when things started to get really ugly. I was lucky enough to have found a job finally, and I got a call at work, from a debt collector. This one phone call made it clear just how ugly, seedy, unethical and aggressive these collection agencies really are.

The account was a credit card that was originally in my wife’s name. Although we never gave them my new work phone number, they had somehow found it and called me there. Right away they started in, trying to threaten, provoke, and otherwise scare me into paying back an $5000 credit card debt – and they wanted the whole balance up front!

Before the call was over, the smug, low-life debt collector had the nerve to call my wife and I “lazy”, saying we shouldn’t spend money we “didn’t have”, and even had the gall to tell me to “take out a 2nd mortgage” on our (already depreciating) home to pay him off!

As a former business owner that had put my life savings, heart and soul into a small business that didn’t ultimately make the all coveted, 5 year “make it or break it” point, you can imagine how devastated I was over my situation already, without having my work ethic and integrity insulted too!

Besides calling me at work, they hassled us at home. At that time, we were naïve. We answered a few calls and tried to explain our situation (bad idea, and you’ll learn why later.) We tried to “reason” with the collection agency (another bad idea.) The more we took an honest, straightforward approach, the more this collection agency tried to threaten, scare, and insult us! And I finally got so frustrated, I told them off and refused to deal with them (the first smart thing I had done…!)

And it was not long before we started getting calls from another agency about a different account. Then another, and another. Each time, the treatment we got was much like the scenarios in this eye-opening video, an NBC news feature story.

With all the threats and disturbing calls I was getting, night and day, I actually developed a serious case of insomnia, as my already difficult financial situation was made even more nerve-racking with what felt like constant debt collector harassment. I knew there had to be something I could do. So, I started on a quest for answers…

I Poured Through Countless “Free” Articles, Lawyer Pitch Pages, And Questionable Paid Resources Online – and Found Nothing of Real Value.

I started looking around online for information and resources to help us deal with this constant onslaught of debt collector harassment. I found everything from poorly written free articles that offer encouragement but no concrete system for stopping debt collectors, to a ton of sites by lawyers making big claims, but with big fees to match.

I found some paid resources that claim to help deal with debt collectors, yet they focused much more on debt consolidation and debt management – in other words, debt repayment programs.

However, I had already joined a debt repayment program, and made the shocking discovery that most of the debt collection agencies would not agree to the terms of my debt repayment program!

(In other words, these debt collectors wouldn’t even take money from me when I offered to make payments – to them it just wasn’t a big enough pay day – because of greed in other words. FYI, there is a secret weapon available, that once you know of, can be used to force these debt collectors to comply with you, but I’ll get to that later.)

One of these paid resources was an ebook apparently written by an author overseas, that had “researched and compiled” their information for the U.S. market. I don’t know about you, but I would feel a lot more comfortable with a report written by someone in the U.S., for people in the U.S., who have experienced the problem and how to solve it – first hand – not just a report “researched and compiled” for the U.S. market.

(No offence to writers outside of the U.S., it’s just that when finances and federal law are concerned, first hand experience really counts – at least for me anyway.)

After months of investigation, reading, researching, and personal experience – I finally had my answers. Between reading everything I could find online, and a few hardcover books about getting out of debt, I discovered some very important information that places power back into the hands of every day Americans – power that protects us from predatory lending and abusive debt collection practices.

The ironic thing about this is – most “normal”, every day Americans don’t even know that they have any power at all to fight back against these abusive, corrupt debt collectors – and actually win. That’s because the credit card companies, their high-priced lawyers, and the debt collection agencies, do everything they can to prevent you from knowing the truth!

But knowledge is power. I have spent days, weeks, months enduring insult after injury, in order to uncover the knowledge that places power right back in our hands – in your hands.

I Am Offering You A Powerful Weapon To Finally Turn The Tables On Debt Collectors.

The bottom line is this: Yes – you can stop debt collector harassment, and you can do so completely legally. In most cases, when you are armed with the right tools, you can stop the calls immediately – in fact, after you learn what I tell you about how to deal with debt collectors, you will discover that if these debt collectors don’t back off, you could actually benefit!

The resource on this site will empower you not only to stop the annoying harassment; you’ll have the debt collectors running scared if they fail to cooperate with you.

My report, “How to Stop Debt Collectors In Their Tracks” is a complete system for stopping debt collector phone calls, harassment, threats, and abuse. Within just a few short minutes, you will have not only the knowledge, but also the tools to finally get debt collection agencies off your back for good.

You Will Discover

• When to talk to debt collectors, what to say, but maybe most importantly: WHAT NOT TO SAY!

• How to turn their threats of a lawsuit right back around to use against the debt collectors…and why you can make them PAY YOU instead!

• You will learn the shocking truth about why you will probably never need to worry about being sued – even if they do serve you with a summons! (Talk about “knowledge is power” – this is powerful stuff!)

• Why you may actually owe just a fraction of what the debt collectors are trying to get from you.

• You’ll understand the protections you have under federal law that you can use to literally turn the tables on debt collectors when they step out of line – and without paying expensive legal fees!

• The one bullet-proof action you must take to shut down a debt collector’s repeated attempts to contact you once and for all. Our report and bonuses provide you every tool you need for this (hint: This action is backed up by federal law and will stand up in court, if you want or need to go that far.)

• The things you absolutely must do each time you communicate with debt collectors on the phone. Not doing these things is as good as leaving money, and personal power, on the table.

• What debt collectors legally can and cannot do or say – and how you can turn their own despicable behavior into a huge advantage for yourself!

• How to use 2 very simple, easy-to-use accounting tools (that I give you along with the report) to give you the ultimate upper hand when dealing with debt collectors.

• Very simply put: I give you the knowledge, the very simple, easy to use tools, and a step-by-step blueprint to stop collection calls and harassment, for good – period.

• On top of stopping the abuse – If used wisely, this system could even help you reduce your debt, win financial damages from collection agencies, and improve your credit.

At this point, if you are asking yourself whether this information is worth the price of the course, my only question to you is…Really?

How many hundreds – okay, lets get real – thousands of dollars are they trying to suck out of you? If my course helps you legally reduce the balance you have on ONE account, by just 10% (and realistically, you can probably do waaayyy better than that, on each of your balances…) then how much was this course worth to you then?

How long can you keep going, ignoring phone calls that won’t stop, wondering if debt collectors are going to call your Dad… sister… ex-husband, and whoever else, trying to “hunt you down” over a debt?

Why not begin today, or the next business day from today at thevery latest, to

Stop The Freakin’ Madness…!

Yes, This Report Is Short… That’s Because It Gets Straight To The Point.

My goal with this report was to provide an effective, affordable strategy for people that are suffering the same nightmare-ish experiences with debt collectors that my wife and I have dealt with and successfully overcame.

The main report itself is a power-packed 15 pages of no hype, no fluff, no nonsense, actionable information that you can put to work immediately – even if it’s after 2:00 a.m. in the morning.

(If you’re like me, during those sleepless nights when debt collectors had me awake at all hours because of anxiety over my finances, it wouldn’t surprise me at all if you are reading this at 2:00 a.m.)

In other words, I wanted to give you a resource that you can quickly put into practice to solve this problem – not a 200+ page legal and financial encyclopedia. If I did compile a massive, all inclusive volume like that, the price tag would be a lot larger too.

And please do not misunderstand – the purpose of this report and the bonuses that go with it is as follows:

To Stop Debt Collector Harassment Immediately

That is what this report will show you how to do, step-by-step. Along with it, I provide several bonus tools, templates, and resources that when used together, form a complete, powerful system for Stopping Debt Collectors In Their Tracks.

This is not a debt consolidation, debt management, or debt repayment program (although we offer some helpful advice in these areas.)

This is not a credit repair program per se, but the sooner you begin to implement the information we provide to you, the sooner you can begin on the road towards stronger credit. And In fact,

I Give You A 54 Page Ebook On Credit Repair As A Complimentary Bonus Gift

Yes, you read that right. You get another complete, free, 54 page ebook on how to repair your credit, on top of our main report…not a bad deal! This is a perfect compliment, and something that you can put into practice immediately after reclaiming your peace of mind – It’s amazing how much you can accomplish in a quiet home when the phone stops ringing off the hook with debt collectors. I know, I’ve been there.

Please be aware though: I am NOT a lawyer, and I don’t pretend to be. I am a former business owner, writer, and plain old regular guy (turned consumer advocate) who fell victim to unethical debt collection practices, and lived to tell about it

And although I provide powerful information about how the law plays a role in debt collection, please do not mistake or misconstrue my report as that of “legal advice” – I simply do not have the legal right to make that claim, nor am I doing so. However, as a matter of practical common sense, personal experience, and my humble opinion: if you use this report as I suggest, the chances are great you will actually never need a lawyer

“Will, I want to send a big THANK YOU for your great report, “How To Stop Debt Collectors In Their Tracks”. I was swimming in debt, and most of my credit cards were in collections. I got at least 5 harassing phone calls every single day before I got your report…and then I was served with a summons that I was being SUED by a major credit card company….

I got your system and put it into practice, and was amazed by what I learned. Had I not done that, I would probably have failed to respond to the lawsuit out of pure fear…and had a default judgment against me…Instead, I had the courage to answer that lawsuit, prevent a default, and then negotiated a settlement for less than 40% of the original debt…!

…Now all of my collection accounts are either paid off or under control, and I am on my way to having good credit again. It’s made a world of difference for myself and my family.”

–Frank Drummond

Most Frequently Asked Question (FAQ)

“What if I buy your report, but it doesn’t work for my situation?”

Almost everyone that lands on this page either asks this question, or wants to ask it. That is completely understandable. Here’s the deal; If you are living in the U.S. and are being contacted excessively and/or harassed, hassled, harangued, bugged, insulted, pressured, threatened, or scared by debt collection agencies over debts such as credit cards, equity lines of credit, business credit of any kind, then this report is for you.

There are 3 possible outcomes when you download this report:

1 -You get my report and bonuses, and use this information immediately as it is intended to be used, and the harassment will stop – in which case, you’ve succeeded. Woo Hoo!!

2 -You get my report and bonuses, and use this information immediately as it is intended to be used, and the debt collectors choose unwisely not to stop. In this case, you will be at a legal advantage, and can legally hold them responsible for their actions. Most of them will know this (if you use the tools and techniques I give you to put them on notice) and thus it is very unlikely that this would even happen – and if it does, you’ve still succeeded (because you have the upper hand legally!)

3 -You get my report, but choose not to use as it was intended, for whatever reason. In this case, there is absolutely nothing I or anyone can do to change the outcome, because the ball is in your court. If you want your life and peace of mind back, then only you can take it back.

“Your course has help me to realize what is really going on with these collectors their calls. I realize that the worse thing I can do is talk with them. I have been dealing with them for about 18 mos. now. Your advice has empowered me….”

-Kathleen Sloan

Download this Powerful Report and Bonuses Immediately

When you get How To Stop Debt Collectors In Their Tracks, you will not only receive my concise, 15 page, no fluff, no hype, power-packed report on how to put debt collectors on notice and stop them in their tracks – You will also receive multiple bonuses. In other words, you are not just getting a powerful report (which it is, in it’s own right) but you are actually getting a complete system of tools and resources that will empower you to stop debt collectors, as follows:

How To Stop Debt Collectors In Their Tracks

(Main Report Alone Valued at $49)

 

Adobe PDF Ebook

As outlined on this page, this is the no holds barred resource for legally stopping debt collector harassment, without paying expensive legal fees.

Read it, follow the simple steps and guidelines, and begin the process of taking your life back – starting right now.

Here are the 4 additional downloadable tools and resources, that you will use together with the main report, as a total system for stopping debt collectors:

 

 

Bonus #1: Template Letter to Creditors

Valued at $10.00

MS Word DOC File

This professionally formatted letter has been phrased to effectively invoke existing federal legal protections. It has been proven time and again to stop debt collector harassment when used in conjunction with the direction provided in our main report.

Use this template to quickly and easily generate letters to each individual debt collector, by simply changing the contact info and address for each collection account.

 

Bonus #2: Personal Balance Sheet Template

Valued at $10.00

MS EXCEL File

Use this simple balance sheet to negotiate lower payoff balances with debt collection agencies (more detail on how to do this in my report.)

 

 

 

 

Bonus #3: Personal Income Statement Template

Valued at $10.00

MS EXCEL File

Used with the balance sheet to negotiate lower payoff balances with debt collection agencies (again, I show you how to do this in my report.)

 

 

 

Bonus #4: Credit Repair Handbook

Valued at $49.00

Adobe PDF Ebook

I include a complete, 54 page ebook report on how to repair your credit. This handbook has a ton of informative tips, and provides a systematic, step-by-step approach to restoring your credit rating. This is the perfect complimentary resource, and the natural “next step” for you to take once you have re-gained your peace of mind by “stopping the madness” of debt collector harassment.

I could sell this one resource alone for upwards of $49, but am giving it away as a free complimentary bonus gift .

Immediately Download:

Main Report: $49.00 Value

Bonus 1: $10.00 Value

Bonus 2: $10.00 Value

Bonus 3: $10.00 Value

Bonus 4: $49.00 Value

Total Value $138.00

Your Price: FREE

“Stop Debt Collectors In Their Tracks”

My Personal, Rock Solid Guarantee:

I have already gone over the 3 possible outcomes of you downloading this report immediately. Essentially, you win, unless you fail to take action. However, I understand that you may be comforted by knowing you have a “safety net” in place, if for any reason you don’t get the results you were looking for. That is why this report is free. In today’s economy and uncertain times, we could all certainly use more safety nets, and free is always better right?

I look forward to hearing your success story in making annoying, abusive, and harassing debt collectors a thing of the past! I sincerely believe my report and bonuses will help you do exactly that.

To Your Success,

William Mason

Creator: How to Stop Debt Collectors In Their Tracks